Childcare Cost Calculator

What Will Childcare Cost You?

Compare nursery, childminder and nanny costs in your region. Updated for 2025: Includes 30 hours & consumable charges

Your Child

Type of Childcare

Hours Needed

40 hrs
Part-time Full-time
48 wks
Term-time All year

Government Support

Working parents earning £195-£100k each can get up to 30 hrs/week (from 9 months old).

Government contributes 20% of eligible costs (up to £2,000/year per child).

If working and on UC, you can claim back up to 85% of childcare costs (max £1,031.88/month for 1 child).

Estimated Net Cost to You

£1,200

per month

£14,400

per year

Cost Breakdown

Gross childcare fees £18,000/year
Free hours saving -£5,400
Tax-Free Childcare top-up -£2,000
Total support/savings £7,400/year

Compare Childcare Types in Your Region

* Costs shown are after your selected government support is applied.

Weekly cost

£300

Hourly rate

£7.50

You save

£7,400/yr

Ways to Reduce Your Childcare Costs

Nanny Share

Share a nanny with another family to split costs 50/50. Your child gets socialisation and you save thousands.

Stretch Your Free Hours

Use 30 free hours over 52 weeks instead of 38 = 22 hrs/week all year. Less intense but year-round coverage.

Grandparent Help

Even 1-2 days of grandparent care saves 20-40% on childcare. Consider if they can cover school holidays.

Employer Benefits

Ask HR about workplace nurseries, childcare vouchers (if grandfathered), or emergency childcare schemes.

This calculator provides estimates only. Actual costs vary by provider. Free hours are usually term-time only (38 weeks). Consumables charges are estimated at £1.50/hr but vary by provider. Nanny costs include estimated employer NI/pension contributions (+15%).

Costs based on typical regional averages. Sources consulted: Coram Family and Childcare Survey 2025, Nannytax Salary Index 2025.